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What is your credit score? This question is often on the minds of many individuals, especially when they are planning to apply for a loan, credit card, or even a mortgage. Your credit score is a three-digit number that represents your creditworthiness, or how likely you are to repay debts on time. It is a crucial factor that lenders consider when evaluating your application for credit. In this article, we will delve into the details of credit scores, how they are calculated, and why they matter.
